There are specific procedures that you need to go through so you can get your dream home. It is important that you know these steps to avoid any problem when you are trying to get your new house. Let me (Jay Deleskie) give you the step by step procedure that you need so you can move in your new home as soon as possible.
1. Do a Research
Before you start doing anything, start with research for the kind of home you want. You can check the internet, magazines and properties nearby so you can get an idea of what kind of home you want to get.
You should assess yourself and your resources on how much money you can afford. You should consider the financial needs of your family so you can check what type of home you can pay for.
It is important that you get a pre-approval from lenders, so you know what is the maximum amount of the property can you get.
You should contact a real estate agent because they know a lot of things about the houses sold within the neighborhood. If you are a buyer, then there’s nothing for you to lose. These agents are paid based on commission.
5. House Tours
It’s time you visit the houses that matched your price. After you have seen the houses, you can make an offer, and the agent can also help you in getting the price you are willing to pay.
6. Home Inspection
It is important that a home inspection will be conducted. Once the inspection is done and there are some things that you don’t like, make your demands. You can either have the seller fix the structural issue or have it cut off from the original selling price.
It is important so all parties will be aware of the real value of the property. Sellers, buyers, and lenders need the evaluation, so we all know that everything is at the right price.
There are a lot of things that requires being signed and verified on paper if you are buying a house. Making sure everything is legitimate is important.
9. Closing the Deal
Once everything is signed, the paperwork will be forwarded to the lending company. You just have to wait for the check to be received by the selling party so you can move into your new home.
It sounds so simple but buying a new home is a lot of work. Make sure you have time to process the steps so you can find the home perfect for you.